Interest rate applies to an FHA 30-year fixed rate mortgage with a 2/1 buydown. The interest rate is temporarily reduced to 3.625% for year 1, 4.625% for year 2, and 5.625% for years 3-30. The Annual Percentage Rate (APR) is 6.400%. The highest monthly principal, interest and mortgage insurance payment is $2,558.55 based on a loan amount of $412,382 and interest rate of 5.625%. Rate is indicative as of 7/01/2025 and is subject to change. Rate is based on a minimum down payment of 3.5% and 680 credit score. All loans subject to approval. Financing offered by Victory Mortgage, LLC. NMLS 461249.