*Interest rate applies to a Conventional 30-year fixed rate mortgage with a 3/2/1 buydown. The interest rate is temporarily reduced to 2.875% for year 1, 3.875% for year 2, 4.875% for year 3, 5.875% for years 4-30. The Annual Percentage Rate (APR) is 6.038%. The lowest monthly principal, interest and mortgage insurance payment is $2,306.50 and the highest is $3,252.42 based on a loan amount of $535,490 and interest rate of 5.875%. Rate is indicative as of 10/29/2025 and is subject to change. Rate is based on a minimum down payment of 20% and 740 credit score. All loans subject to approval. Financing offered by Victory Mortgage, LLC. NMLS 461249. Equal Housing Lender.