*Interest rate applies to a FHA 30-year fixed rate mortgage with a 3/2/1 buydown. The interest rate is temporarily reduced to 2.500% for year 1, 3.500% for year 2, 4.500% for year 3, 5.500% for years 4-30. The Annual Percentage Rate (APR) is 6.273%. The lowest monthly principal, interest and mortgage insurance payment is $1,295.16 and the highest is $1,803.77 based on a loan amount of $294,556 and interest rate of 5.500%. Rate is indicative as of 10/29/2025 and is subject to change. Rate is based on a minimum down payment of 3.5% and 680 credit score. All loans subject to approval. Financing offered by Victory Mortgage, LLC. NMLS 461249. Equal Housing Lender.