 
 
 
 
 
 
 
 
 
 
                                    *Interest rate applies to an FHA 30-year fixed rate mortgage with a 3/2/1 buydown.  The interest rate is temporarily reduced to 2.500% for year 1, 3.500% for year 2, 4.500% for year 3, and 5.500% for years 4-30.  The Annual Percentage Rate (APR) is 6.402%.  The lowest monthly principal, interest and mortgage insurance payment is $1,252.54 and the highest is $1,744.20 based on a loan amount of $284,737 and interest rate of 5.500%.  Rate is indicative as of 10/29/2025 and is subject to change.  Rate is based on a minimum down payment of 3.5% and 680 credit score.  All loans subject to approval.  Financing offered by Victory Mortgage, LLC. NMLS 461249.  Equal Housing Lender.