*Interest rate applies to an FHA 30-year fixed rate mortgage with a 2/1 buydown. The interest rate is temporarily reduced to 3.250% for year 1, 4.250% for year 2, and 5.250% for years 3-30. The Annual Percentage Rate (APR) is 6.018%. The highest monthly principal, interest and mortgage insurance payment is $2,661.76 based on a loan amount of $412,382 and interest rate of 5.250%. Rate is indicative as of 08/06/2025 and is subject to change. Rate is based on a minimum down payment of 3.5% and 680 credit score. All loans subject to approval. Financing offered by Victory Mortgage, LLC. NMLS 461249. Equal Housing Lender.