*Interest rate applies to an FHA 30-year fixed rate mortgage with a 2/1 buydown. The interest rate is temporarily reduced to 4.000% for year 1, 5.000% for year 2, and 6.000% for years 3-30. The Annual Percentage Rate (APR) is 6.782%. The highest monthly principal, interest and mortgage insurance payment is $2,677.16 based on a loan amount of $412,382 and interest rate of 6.00%. Rate is indicative as of 9/09/2025 and is subject to change. Rate is based on a minimum down payment of 3.5% and 680 credit score. All loans subject to approval. Financing offered by Victory Mortgage, LLC. NMLS 461249. Equal Housing Lender.