*Interest rate of 5.000% (APR 5.030%) is a conventional 30-year fixed rate mortgage. The monthly Principal & Interest payment is $1043.16 based on a loan amount of $194320. Monthly payment savings based on comparison to a market interest rate of 6.875% (APR 6.909%) for the same qualifications and product. All loans subject to credit approval. Financing offered by Victory Mortgage, LLC NMLS 461249. Equal housing lender.Â