*Interest rate applies to a Conventional 30-year fixed rate mortgage with a 3/2/1 buydown. The interest rate is temporarily reduced to 3.500% for year 1, 4.500% for year 2, 5.500% for year 3, 6.500% for years 4-30. The Annual Percentage Rate (APR) is 6.547% The lowest monthly principal, interest and mortgage insurance payment is $1,526 and the highest is $2,149 based on a loan amount of $339,920 and interest rate of 6.500%. Rate is indicative as of 10/31/2025 and is subject to change. Rate is based on a minimum down payment of 20% and 740 credit score. All loans subject to approval. Financing offered by Victory Mortgage, LLC. NMLS 461249. Equal Housing Lender.